Regardless of your industry, some business insurance may be a good idea to consider getting.

An article on TheStreet.com today highlights four types of insurance that you may wish to consider getting for your business. Included are workers compensation insurance,  key person insurance, product liability insurance, and home business insurance:

More than half of the firms in the U.S. are home-based, according to the Small Business Administration. Entrepreneurs who work from home may assume, wrongly, that their home businesses are covered by their homeowners insurance policy. But homeowners policies don’t include business equipment such as computers and key documents. Worse, homeowners can run into trouble filing claims for personal property if they neglect to tell their insurance company that they’re also using the home for business purposes.

To be safe, it makes sense to invest in home business insurance, which covers business property, lost documents and loss of income due to lost accounts receivables or emergency relocation. Sometimes this means upgrading a homeowners policy to include the home business, too.

Source: TheStreet.com