A recent press release by the George S. May International Company highlights a survey that shows small businesses and those that run them are feeling the effects of the recession where it hurts the most: their health.

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There’s no doubt about it: securing a loan today is considerably more difficult than it was a couple of years ago. Still, it’s not an impossible task, as the Birmingham Business Journal finds.

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Credit cards are increasingly becoming the most popular way for small businesses to conduct their businesses, with 59% of respondents to a 2009 SBA survey saying they favored using a credit card to fund business purchases.

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There’s no doubt about it: drumming up capital in the current economic climate can be very difficult, but there are some steps you can take to make yourself more attractive to lenders.

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Run a seasonal business?

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