After months of rising confidence, small business owners are not as optimistic, according the latest mood-gauging index.

The Discover Small Business Watch reported that its index, which measures economic confidence, fell to 86.1 in June from 87.4 in May. The drop in the index is thought to have been caused by business owners worrying over having access to enough capital to successfully run a business. The number of small business owners who said that they were having problems with funding rose to 51 percent, up from 45 percent in May. The number of small business owners who have been worried about access to cash has not been at that level since January.

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Discover Small Business index finds declining confidence